Indian Overseas Bank (IOB) has released the IOB LBO Notification 2026 for 250 Local Bank Officer posts in Tamil Nadu, Karnataka, Maharashtra, and Gujarat.
The online application window is open from 8 August to 24 August 2026. Eligible graduates can apply for one state and must know its required local language. The selection process includes an Online Exam, LPT, and Personal Interview.
IOB LBO Notification Out 2026 : Overview
| Particulars | Details |
| Bank | Indian Overseas Bank |
| Recruitment | IOB LBO Recruitment 2026-27 |
| Post | Local Bank Officer |
| Grade | JMGS-I |
| Advertisement No. | HRDD/RECT/02/2026-27 |
| Total Vacancies | 250 |
| Application Mode | Online |
| Registration Starts | 8 August 2026 |
| Last Date to Apply | 24 August 2026 |
| Age Limit | 20 to 30 years |
| Educational Qualification | Graduation |
| Selection Process | Online Exam, LPT and Personal Interview |
| Job Location | State applied for |
| Official Website | iob.bank.in |
IOB LBO Vacancy 2026
The bank has announced 250 Local Bank Officer vacancies for four states. Tamil Nadu has the highest number of posts with 100 vacancies, while Karnataka, Maharashtra, and Gujarat have 50 vacancies each.
| State | Mandatory Language | Total Vacancies | SC | ST | OBC | EWS | UR |
| Tamil Nadu | Tamil | 100 | 15 | 6 | 33 | 9 | 37 |
| Karnataka | Kannada | 50 | 8 | 3 | 16 | 4 | 19 |
| Maharashtra | Marathi | 50 | 7 | 4 | 15 | 5 | 19 |
| Gujarat | Gujarati | 50 | 6 | 5 | 16 | 4 | 19 |
| Total | — | 250 | 36 | 18 | 80 | 22 | 94 |
Note : Some vacancies include backlog posts. Candidates are allowed to apply for one state only. The merit list will be prepared separately on a state-wise and category-wise basis.
IOB LBO Eligibility Criteria 2026
Candidates must meet the prescribed eligibility conditions as of 1 August 2026. The main requirements are related to educational qualification, age, and knowledge of the local language.
| Educational Qualification | Age Limit | Local Language Requirement |
| Candidates must have a graduation degree in any discipline from a university | The age of the candidate will be calculated as of 1 August 2026. | Candidates must be able to read, write, and speak the prescribed language of the state selected by them. |
| recognized by the Government of India or an equivalent qualification recognized by the Central Government. | Minimum Age: 20 years Maximum Age: 30 years | Tamil Nadu - Tamil Karnataka - Kannada Gujarat - Gujarati Maharashtra - Marathi |
| Candidates should have their valid graduation mark sheet or degree certificate available on the date of registration. The graduation percentage must also be entered correctly in the application form. | Candidates must have been born not earlier than 2 August 1996 and not later than 1 August 2006, including both dates. | Candidates who studied the required local language as a subject in Class 10 or Class 12 will not need to appear for the Language Proficiency Test. |
IOB LBO Selection Process & Exam Pattern 2026
| selection process | Section | Questions | Maximum Marks | Duration |
| Online Examination | Reasoning and Computer Aptitude | 30 | 60 | 60 minutes |
| Language Proficiency Test, wherever applicable | General/Economy/Banking Awareness | 40 | 40 | 30 minutes |
| Personal Interview | Data Analysis and Interpretation | 30 | 60 | 60 minutes |
| Final Merit List | English Knowledge | 40 | 40 | 30 minutes |
| Application Fee 2026 SC/ST/PwBD - 175 Rs General/EWS/OBC - 850 Rs | Total | 140 | 200 | 3 hours |
Note : The final merit score will be prepared using an 80:20 weightage for the Online Examination and Personal Interview.
IOB LBO Negative Marking
Yes, there is negative marking in the online examination. One-fourth or 0.25 of the marks assigned to a question will be deducted for every incorrect answer.
There will be no deduction for questions left unanswered.
The notification also states that there will be no sectional qualifying marks. Candidates must achieve the prescribed overall minimum marks:
- 35% for Unreserved candidates
- 30% for Reserved candidates
IOB LBO Salary 2026
Selected candidates will join Indian Overseas Bank as Local Bank Officers in JMGS-I/Assistant Manager Scale-I.
The basic pay scale is:
₹48,480 – 2,000/7 – 62,480 – 2,340/2 – 67,160 – 2,680/7 – 85,920
Apart from basic pay, selected candidates will receive applicable allowances such as Dearness Allowance (DA), House Rent Allowance (HRA), and City Compensatory Allowance (CCA) as per the prevailing bank rules.
How to Apply Online for IOB LBO Recruitment 2026?
Candidates can submit the IOB LBO Application Form 2026 between 8 August and 24 August 2026 through the Indian Overseas Bank careers portal.
Follow these steps:
- Visit the official Indian Overseas Bank website.
- Open the Careers section.
- Find “Recruitment of Local Bank Officers – 2026-27.”
- Click on the online registration link.
- Complete the initial registration process.
- Note down the registration number and password received through email/SMS.
- Enter your personal, educational, category, and state details.
- Upload the required photograph, signature, left thumb impression, and handwritten declaration.
- Pay the applicable application fee online.
- Submit the application form and save a copy for future reference.
Candidates should carefully select their preferred state because the bank does not permit a change in the selected state after registration.
Some Useful Important Links & PDFs
| Important Resource | Click & Download Links |
| Check Official Notification | |
| Official Website | Click Here |
| Join airGurukul Channel | Telegram | WhatsApp |
Frequently Asked Questions (FAQs)
How many vacancies are available for IOB LBO 2026?
The recruitment notification contains state-wise vacancies for four states, with Tamil Nadu having the highest number of available posts. There are 250 Local Bank Officer vacancies across four states.
What is the last date to apply for IOB LBO 2026?
Candidates should complete their online registration within the prescribed application period to avoid missing the recruitment opportunity.
The last date to submit the application is 24 August 2026.
What is the age limit for IOB LBO Recruitment 2026?
The prescribed age range applies as of 1 August 2026, with relaxation available to eligible reserved and special categories.
The age limit is 20 to 30 years as of 1 August 2026.
Is there negative marking in the IOB LBO exam?
Wrong answers can reduce the examination score, so candidates should attempt questions carefully and avoid unnecessary guesses.
Yes. 0.25 marks or one-fourth of the assigned marks will be deducted for each wrong answer.
